Overall Repayment Rates

Repayment Rates (sorted by percentage of students paying down principal)
Institution Sector State Percent of undergraduate students awarded Pell grants Sum of repayment cohort making progress, paid in full, or discharged Three-year Cohort default rate
Estrella Mountain Community College pub2yr AZ 31% 19.90% 15.00
Westmoreland County Community College pub2yr PA 28% 19.90% 16.50
Inter American University of Puerto Rico-Fajardo nfp4yr PR 83% 19.90% 2.70
Cameron University pub4yr OK 45% 19.90% 15.40
Northwestern State University of Louisiana pub4yr LA 38% 19.90% 9.40
Academy of Art University fp4yr CA 40% 19.90% 5.80
Concord University pub4yr WV 48% 19.90% 12.90
Southwest Texas Junior College pub2yr TX 33% 19.90% 16.20
Mars Hill University nfp4yr NC 53% 20.00% 14.40
Muskegon Community College pub2yr MI 27% 20.00% 17.40
CUNY Borough of Manhattan Community College pub2yr NY 55% 20.00% 14.10
Cabrillo College pub2yr CA 20% 20.00% 17.70
Eastern International College-Jersey City fp2yr NJ 74% 20.00% 2.80
New England College nfp4yr NH 46% 20.00% 15.90
Nazarene Bible College nfp4yr CO 17% 20.00% 12.40

Repayment Rates by Sector

  • Data reflect institutions with 30+ students in the reported repayment cohort. The repayment rate is calculated as the cumulative % of the repayment cohort with a repayment status of “making progress,” “paid in full,” or “discharged.”
  • The overall repayment rate, regardless of sector, is 32.3%
  • 89% (2495 out of 2828) of institutions would not have passed the U.S. Department of Education’s 2016 Repayment Rate Warning, which required a 50% repayment rate.

Institutions with High Repayment Rates

20 Institutions With Repayment Rates Above 50% With the Most Borrowers
Title Sector State Sum of repayment cohort making progress, paid in full, or discharged Number of undergraduate students awarded federal student loans Percent of undergraduate students awarded Pell grants
Texas A & M University-College Station pub4yr TX 56.5% 15169 20
Iowa State University pub4yr IA 54.5% 12868 20
University of Minnesota-Twin Cities pub4yr MN 54.6% 11446 16
The University of Texas at Austin pub4yr TX 53.3% 11045 24
University of Massachusetts-Amherst pub4yr MA 57.9% 10941 21
University of Illinois at Urbana-Champaign pub4yr IL 60.2% 10721 25
Virginia Polytechnic Institute and State University pub4yr VA 61.1% 10602 15
Purdue University-Main Campus pub4yr IN 57.2% 9452 15
North Carolina State University at Raleigh pub4yr NC 55.0% 9152 19
Illinois State University pub4yr IL 52.3% 8962 30
University of Delaware pub4yr DE 58.3% 8642 15
University of Michigan-Ann Arbor pub4yr MI 60.2% 8339 18
University of California-San Diego pub4yr CA 62.1% 7833 33
University of Wisconsin-Madison pub4yr WI 60.1% 7801 15
University of California-Davis pub4yr CA 63.0% 7378 34
University of Maryland-College Park pub4yr MD 55.8% 7160 18
California State University-Fullerton pub4yr CA 50.3% 7072 47
University of Connecticut pub4yr CT 54.3% 6882 23
University of California-Irvine pub4yr CA 57.4% 5940 38
University of California-Los Angeles pub4yr CA 56.5% 3871 28

Institutions with Low Repayment Rates

Of the 200 Institutions with the Lowest Repayment Rates, the 20 Institutions with the Most Borrowers
Title Sector State Sum of repayment cohort making progress, paid in full, or discharged Number of undergraduate students awarded federal student loans Percent of undergraduate students awarded Pell grants
University of Phoenix-Arizona fp4yr AZ 10.1% 42527 43
Ultimate Medical Academy-Clearwater nfp2yr FL 7.3% 21800 78
Colorado Technical University-Colorado Springs fp4yr CO 8.4% 17738 67
Purdue University Global pub4yr IN 9.4% 17152 51
Ashford University fp4yr CA 8.6% 15219 35
Post University fp4yr CT 11.5% 9533 71
American InterContinental University fp4yr AZ 6.2% 8398 65
National University College fp4yr PR 11.3% 7839 57
North Carolina A & T State University pub4yr NC 8.6% 7447 53
Prairie View A & M University pub4yr TX 9.7% 5687 64
North Carolina Central University pub4yr NC 7.8% 3891 57
Jackson State University pub4yr MS 5.2% 3713 69
Morgan State University pub4yr MD 9.2% 3661 51
Florida Agricultural and Mechanical University pub4yr FL 8.9% 3489 56
Texas Southern University pub4yr TX 7.2% 3399 68
Tennessee State University pub4yr TN 9.6% 2807 49
Alabama State University pub4yr AL 4.4% 2760 72
Forsyth Technical Community College pub2yr NC 12.5% 1366 37

200 Institutions with the Lowest Repayment Rates

  • Data reflect 200 institutions with 30+ students in the reported repayment cohort and the lowest reported repayment rates. The repayment rate is calculated as the cumulative % of the repayment cohort with a repayment status of “making progress,” “paid in full,” or “discharged.”
  • The overall repayment rate among the 200 institutions with the lowest repayment rate, regardless of sector, is 8.3%
  • These 200 institutions enrolled a total of 1,304,709 students.
  • Loan repayment is a significant challenge for HBCUs with more than half (57) appearing on the list of the lowest 200 institutions by repayment rate.
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